America's Homelessness Crisis
John LainePublished on: 02/02/2026
Nearly 768,000 Americans are homeless. That's a 41% surge since 2016. And the crisis is accelerating.
Affordable Housing
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Simple calculations. Clear outputs.
Turn your current rent payment into a clear view of what you could afford as a homeowner—using rent-to-mortgage parity to estimate a comparable monthly mortgage payment (PITI).
In seconds, it shows your estimated affordable home price, the cash needed to close, and the long-term equity/wealth upside versus continuing to rent—so you can decide your next best move with confidence.
Model your potential 15% or 18% returns based on your investment amount and term, then see your projected total return, final value, and equity multiple in seconds.
Alongside the financials, the calculator translates your capital into clear impact metrics—like estimated families helped into homeownership, home equity created, and community wealth generated—so you can measure profit and purpose in one view.
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Curated press releases from trusted public sources—featuring federal portals, housing authorities, and leading research institutions—to deliver verified updates, policy insights, and market intelligence.
NLIHC Releases The Gap 2025: A Shortage of Affordable Homes
Washington, D.C. – The National Low Income Housing Coalition (NLIHC) released today its annual report, The Gap: A Shortage of Affordable Homes. The Gap report details the severe shortage of affordable rental homes available to families and individuals with different income levels nationwide and in every state and major metropolitan area. This year’s report finds that the lowest-income renters in the U.S. face a shortage of 7.1 million affordable and available rental homes with only 35 affordable and available homes for every 100 extremely low-income renter households. As a result of this shortage, three-quarters of renters with extremely low incomes are severely cost-burdened, spending more than half of their income on rent.
New Report Highlights Unease in the Housing Market Amid a Worsening Affordability Crisis
CAMBRIDGE, MA – This year, the US housing market is shrouded in uncertainty, with little indication that record-high levels of unaffordability will ease anytime soon. High home prices and interest rates have pushed sales to their lowest level in 30 years, according to The State of the Nation’s Housing 2025, a new report out today from the Harvard Joint Center for Housing Studies. Insurance premiums and property taxes are on the rise; high rents have left record numbers with cost burdens and contributed to a sharp rise in homelessness; and devastating wildfires have highlighted the growing dangers of climate disasters.
First-Time Home Buyer Share Falls to Historic Low of 21%, Median Age Rises to 40
WASHINGTON (November 4, 2025) – The share of first-time home buyers dropped to a record low of 21%, while the typical age of first-time buyers climbed to an all-time high of 40 years, according to the National Association of REALTORS®' 2025 Profile of Home Buyers and Sellers. This annual survey of recent home buyers and sellers covers transactions between July 2024 and June 2025 and offers industry professionals, consumers, and policymakers detailed insights into homebuying and selling behavior.